Terms and Conditions

Agreement Terms

These terms and conditions govern your use of our website and consultation services.

By using our services, you agree to be bound by these terms and conditions.

Definitions

For the purposes of these Terms and Conditions:

• "Service": Refers to the financial planning consultation services provided by Zynoralithos
• "Company": Refers to Zynoralithos
• "User": Refers to any individual accessing or using our services
• "Content": Refers to all information, materials, and resources provided through our services
• "Agreement": Refers to these Terms and Conditions and any amendments

Eligibility Requirements

You must be at least 18 years of age to use our services.

You must have the legal capacity to enter into binding agreements.

User Responsibilities

As a user of our services, you agree to:

• Provide accurate and complete information
• Maintain the security of your account credentials
• Use our services only for lawful purposes
• Not engage in activities that could harm our systems or other users
• Comply with all applicable laws and regulations

Prohibited Activities

You may not use our services for:

• Any illegal or unauthorized activities
• Harassing, threatening, or intimidating others
• Sending unsolicited communications or spam
• Distributing viruses, malware, or harmful code
• Impersonating others or providing false information
• Unauthorized data scraping or automated access

Intellectual Property

All content and materials on our website are owned by Zynoralithos or our licensors.

We grant you a limited, non-exclusive license to use our services for personal purposes.

You may not copy, modify, distribute, or create derivative works without permission.

Privacy Protection

Your privacy is governed by our Privacy Policy, which is incorporated by reference.

We are committed to protecting your personal information in accordance with applicable privacy laws.

Payment and Billing

Our subscription service operates under the following terms:

We accept major credit cards and electronic payments for our $250 monthly subscription.

Refunds are provided according to our satisfaction guarantee policy, subject to individual circumstances.

We reserve the right to modify pricing with 30 days' notice to existing subscribers.

Service Termination

You may cancel your subscription at any time through your account settings.

We may terminate services for violations of these terms or for cause.

Upon termination, your access to services will cease, but these terms remain in effect for outstanding obligations.

Service Disclaimers

Our services are provided "as is" without warranties of any kind, express or implied.

We disclaim all warranties regarding service availability, accuracy, or fitness for particular purposes.

Liability Limitations

Our liability is limited to the maximum extent permitted by Canadian law.

In no event shall our total liability exceed the amount paid by you for services in the preceding 12 months.

User Indemnification

You agree to indemnify and hold harmless Zynoralithos from any claims arising from your use of our services or violation of these terms.

Dispute Resolution Process

We encourage resolving disputes through the following methods:

Governing Law

These terms are governed by the laws of Canada and applicable provincial legislation.

Canadian courts have exclusive jurisdiction over disputes arising from these terms.

Terms Modifications

We reserve the right to modify these terms at any time with reasonable notice.

Material changes will be communicated through email or website notifications.

Complete Agreement

These terms constitute the entire agreement between you and Zynoralithos regarding our services.

Terms Contact Information

For questions about these terms, contact us at info@zynoralithos.com